The contents of this website are written and edited by me, Ray Kelly.

Any compensation I may receive as a affiliate marketer to provide opinion on products, services, websites and various other topics does NOT affect the topics or posts I make on this blog.

I abide by word of mouth marketing standards and believe in honesty of relationship, opinion and identity.  The views and opinions expressed on this blog are purely my own.  I always provide my honest opinions and personal experiences on any topic or subject.

Any product claim, statistic, quote or other representation about a product or services should be verified with the manufacturer or provider.